Private Unemployment Insurance
Combining the rampant fear of losing one's job with the limits on state-funded unemployment insurance, you'd think there would be a big market here.
The primary effect that this would have would be to reduce the general fear we have with losing our jobs. I suppose this a good and bad thing.
It would allow people to take more risks at work which has its benefits and dangers.
I'm curious why this product doesn't exist already.